Your files will be available to download once payment is confirmed. Here's how.
I accept PayPal. You can pay securely via PayPal with your debit or credit card even if you do not have a PayPal account.
How to pay with your credit card through paypal: https://www.etsy.com/help/article/361
Returns & exchanges
You do not buy a physical product, so you can not return the purchased product
You can use the file how often you want. It is also allowed to sell your product in small amounts, if you created your own ideas with it.
It is not allowed to hand out or to sell the file. To sell the printed file as full- or cutted picture is not allowed The copyright are at digital refugium. These rights shall NOT be transferred to the buyer